Insurance & Finance

Personalized Care, Personalized Planning

Because every fertility journey is different, treatment recommendations and costs are individualized based on your goals, medical history, and treatment plan.

We believe in transparency without pressure. Our team reviews expected costs, insurance coverage, and available options with you before moving forward.

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In-Network

Insurance Coverage

We currently accept:

  • Aetna
  • Blue Cross Blue Shield
  • Cigna
  • EmblemHealth
  • UnitedHealthcare, including Oxford Health Plans
  • MagnaCare
  • First Health
  • Nippon Life Benefits

Coverage may vary depending on your specific plan, network, and fertility benefits.

Coverage varies based on your individual plan and employer benefits. Our team can help review your fertility benefits and discuss next steps before treatment begins.

  • Insurance verification available
  • Virtual and in-person consultations
  • Out-of-network support available for some plans

Out-of-Network

Out-of-Network Benefits

Many patients may still have partial coverage for consultations, testing, or treatment through out-of-network benefits.

Coverage varies by plan, and our team can help you understand potential reimbursement options prior to your visit.

PPO plans may offer out-of-network fertility benefits.

Financial Planning

Self-Pay & Treatment Planning

Self-pay consultations and treatment options are available for patients seeking personalized fertility care outside of insurance coverage.

Treatment recommendations and pricing vary depending on:

  • IVF protocol type
  • Egg freezing vs IVF
  • Embryology services
  • Genetic testing
  • Medication needs
  • Individualized stimulation approach

Detailed financial planning and treatment estimates are reviewed prior to beginning care.

Why Fleura

Why Patients Choose Fleura Fertility

  • Boutique physician-owned care
  • Highly individualized IVF protocols
  • Expertise in IVF over 40 & low AMH
  • Thoughtful lower-medication approaches when appropriate
  • Relationship driven visits
  • Virtual flexibility with personalized support

Ready to Understand Your Options?

Our team is here to help you navigate insurance, coverage, and financial planning — before treatment begins, not after.

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